Car Insurance Rates

Reader’s Question: I am currently unemployed here in Texas. Although I have saved up enough to get by for now, I figured I would still need to cut down on expenses, including those on car insurance premiums. Can you give me some tips on getting the best car insurance rates? Matt Dallas, TX There are … Read more →

Reader’s Question: I have included my 17-year old daughter in my car insurance policy here in Missouri even if she doesn’t have her own car. When I added her to the policy, my insurance premiums went through the roof! How could I provide protection for my daughter and still keep low car insurance rates? Walter … Read more →

Reader’s Question: My husband told me that I should be the one listed for our car insurance because it’s cheaper that way. Why do we have cheap car insurance rates for females? My husband and I reside in Louisiana, by the way. Claudia New Orleans, LA If you ask for quotations, whether online or directly … Read more →

Reader’s Question: I am from California. What are non-moving violations, and would getting them affect my average car insurance rates? Bianca Oakland, CA Non-moving violations have something to do with citations that are related to a vehicle that is not in motion. These can be non-renewal of license plates, failure to produce an insurance identification … Read more →

Reader’s Question: I will be in Florida for a week of rest and recreation. Will my rented car be covered by my current car insurance policy? Chuck Orlando, FL For those who aren’t in the habit of renting cars, rental car insurance can be quite bewildering. First-timers often commit the mistake of buying redundant rental … Read more →

Reader’s Question: If I get into an accident here in South Carolina, would my car insurance rates go up? Margaret Charleston, SC As a matter of fact, Margaret, getting into a car accident will definitely increase your car insurance rates. Regardless of who was at fault in the accident, there’s still a chance that your … Read more →