Car Insurance Rates

Reader’s Question: If I receive a non renewal notice from my insurer. will this affect my getting car insurance? Rizza Orlando FL   Actually, it can be you or your insurance company who can opt not to renew the policy if it expires. Your insurance company must provide you specific number of days notice and … Read more →

Reader’s Question: What factors affect car insurance points? James Montgomery AL Insurance based system is nowadays considered good in calculating the risk in some of the insurance companies. They assign points for credit score, moving violations, at-fault accidents, parking tickets, driving under influence and credit score. Before insurance companies and credit score doesn’t have any … Read more →

Reader’s Question: Good day! I want to know if vehicle branding will affect my ability to get cheap car insurance rates. Thanks! Darwin Birmingham, AL First, let me define vehicle branding for the sake of other readers out there. Vehicle branding is a legal deterrent for using or reselling aftermarket parts, stolen vehicle, or preventing … Read more →

Reader’s Question: How can I find a cheap car insurance rate for my old car? Greg Indianapolis, IN The search for a cheap car insurance rate is no longer the never-ending quest that it used to be for drivers and car owners. There are about 193 car insurance companies currently operating in your state and … Read more →

Reader’s Question: My name is Kim. I’m looking for another car insurance company here in North Carolina. What would be the best way to compare car insurance rates? My friends told me to go online. Is that dependable? Kim Charlotte, NC Hello, Kim. As you know, most things are done online now. Shopping for car … Read more →

Reader’s Question: I am currently unemployed here in Texas. Although I have saved up enough to get by for now, I figured I would still need to cut down on expenses, including those on car insurance premiums. Can you give me some tips on getting the best car insurance rates? Matt Dallas, TX There are … Read more →

Reader’s Question: I have included my 17-year old daughter in my car insurance policy here in Missouri even if she doesn’t have her own car. When I added her to the policy, my insurance premiums went through the roof! How could I provide protection for my daughter and still keep low car insurance rates? Walter … Read more →

Reader’s Question: My husband told me that I should be the one listed for our car insurance because it’s cheaper that way. Why do we have cheap car insurance rates for females? My husband and I reside in Louisiana, by the way. Claudia New Orleans, LA If you ask for quotations, whether online or directly … Read more →

Reader’s Question: I am from California. What are non-moving violations, and would getting them affect my average car insurance rates? Bianca Oakland, CA Non-moving violations have something to do with citations that are related to a vehicle that is not in motion. These can be non-renewal of license plates, failure to produce an insurance identification … Read more →

Reader’s Question: I will be in Florida for a week of rest and recreation. Will my rented car be covered by my current car insurance policy? Chuck Orlando, FL For those who aren’t in the habit of renting cars, rental car insurance can be quite bewildering. First-timers often commit the mistake of buying redundant rental … Read more →